1. Advantages of a House
More space and freedom
Houses usually offer more living area, a garden, a garage, and sometimes additional rooms. They also provide greater freedom to renovate or customize your home to your liking.
Privacy and tranquility
Less immediate neighborhood means more privacy and fewer noise disturbances.
Resale potential
Houses are often more attractive to families. Some districts see property values increase regularly, for example:
- Howald and Hesperange: modern residences close to schools.
- Bertrange and Junglinster: family-oriented areas with easy access to Luxembourg City and facilities.
Limitations of a house
- Higher and time-consuming maintenance: garden, roof, façade, and heating require regular attention.
- Higher purchase price, especially in central or highly sought-after areas.
- Sometimes more remote location, implying longer commuting times.
2. Advantages of an Apartment
More affordable price
Apartments are often less expensive than houses, making them a suitable choice for a first purchase. Examples of neighborhoods:
- Limpertsberg and Gare: immediate access to shops, schools, and transport.
- Clausen and Grund: historic districts with unique charm, but sometimes higher prices.
- Mersch: an attractive compromise, offering a good balance between accessibility and dynamism.
- Heffingen and Waldbillig: ideal for those seeking a calm, green environment while staying connected to main roads.
- Echternach: peaceful setting with rich heritage and many green spaces.
- Kayl: a southern alternative, often more affordable than major urban areas.
Simplified maintenance
Condominium fees cover maintenance of common areas, reducing time and costs for owners.
Proximity to amenities
Apartments often provide convenient access to shops, transport, and essential services. While central districts remain highly sought-after, many municipalities outside the capital now offer all necessary infrastructures: supermarkets, schools, public transport, cultural and sports activities.
Limitations of an apartment
- Less freedom to renovate or customize.
- Condominium fees, varying depending on the building.
- Less privacy and sometimes more noise, especially in older or poorly insulated buildings.
3. Specific Factors in Luxembourg
- Average price per m²: in Luxembourg, prices vary widely depending on location. In Luxembourg City, apartments are generally the most expensive per square meter, while in towns such as Mersch, Kayl, or Echternach, prices can be more accessible. Houses in the capital often exceed one million euros, but are more affordable in peripheral areas.
- Accessibility for young families: several state aids exist to support property purchases, such as acquisition bonuses or housing savings schemes.
- Infrastructure projects: neighborhoods such as Kirchberg, Belair, or Gasperich benefit from public and private projects (transport, schools, shops, cultural centers) that directly influence attractiveness and property values.
Conclusion
The choice between an apartment and a house mainly depends on your budget, lifestyle, and family goals:
- Apartment: ideal for a first purchase, practical living, and limited maintenance.
- House: suited for families, offering more space, privacy, and long-term investment potential.
In Luxembourg, the market remains diverse and each municipality has its own specificities. Taking the time to compare options and visit different types of properties will help you make the decision best suited to your situation.
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